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Pay-per-mile car insurance, or pay-per-use car insurance, is a type of auto insurance coverage that’s best for people who don’t drive their cars very often. Company Avg. Penn Mutual – Best for Seniors. 94. Mobility Insurance Leisure Insurance Independent Living Charity Work. Get a free quote now. . Answer these 7 quick questions about yourself so we can provide the most accurate estimate. Make an appointment. See Details. CIF, which stands for costs, insurance and freight, signify that the price covers not only the costs of the products but also expenses of freight and insurance to be paid by the seller. Some carriers also provide discounts for taking defensive driving courses. We have partnered with some of the best providers. M. S. Getting the state minimum level of car insurance is a great way to make your premium much cheaper, but it can leave you at risk. 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